1 month free · No card upfront

What’s Your Balance?

Find money problems before they happen — no more stressing about the next two weeks or making it through the month.

The answer: Follow the three steps below to look into the future and see how much money you’ll have left over after you combine all of your bills and paydays. Sign up today for a FREE 30 Day Trial, no credit card required, no bank connection. Totally Risk-Free — you can even use our sample data to explore how it works.

Start your free month How it works

No bank logins

No spreadsheets

No budget categories

Cancel anytime

This pay period

Aug 12 → Aug 25

Step 1 · Bank & Cash

Real balance after pending clears

$1,485

Step 2 · Unpaid Bills

Bills due in this pay period

-$1,232

Step 3 · Money Coming In

Paychecks still expected

+$2,717

Remaining balance

After every bill is paid

$2,970

Weekly

Reconcile rhythm

52-week

Forward forecast

60 sec

To update balances

$9.99/mo

After free month

The problem

Budget apps ask you to categorize your life. Bank apps just show today.

Neither answers the one question that matters between paychecks: “Do I have enough right now to make it through?”

We answer that in three quiet steps — no envelopes, no rules, no guilt. Just the truth about your paycheck and your bills.

Everything included

Built for the way your money actually moves.

Every feature earns its place. Nothing bloated, nothing you have to configure before you can see a number.

Pay-period, 30-day, and month views

Toggle between ‘this pay period’ (the two weeks that matter right now), ‘next 30 days’ (which also opens a rolling 30 / 60 / 90-day strip so you can plan further ahead), and ‘this month’ (the calendar picture).

Look 90 days ahead

Three rolling 30-day windows on the Dashboard — Next 30, Days 31–60, Days 61–90 — with the paychecks landing and the bills due in each. Every window's end-balance rolls forward so you know how each month sets up the next.

Next tight week alerts

A gentle heads-up when the closest tight or short week appears on the horizon — so you can act before you’re staring at a red status.

52-week Year At A Glance

A quiet heat-strip showing every safe, tight, and short week for the next year. Hover a week, see the breakdown. Click, pin it, plan.

Share a week with your partner

One click turns any tight week into a public link — send it to a partner or roommate. They see the story, no login needed.

See who opened your share

When someone opens the link you sent, you get a heads-up email. Turns a share into a conversation instead of a message into the void.

Recurring bills that just work

Set rent, phone, subscriptions once. Rolls forward every month automatically. Edit one occurrence or the whole series.

All your funding accounts, one balance

Checking, savings, cash you carry, pay cards. Everything you can actually spend today, added up as one Real Balance.

Autopay-aware forecasting

Autopay bills show as pending until they charge, so your balance never lies to you about a bill that’s about to hit.

Pending vs cleared, done right

Pending money you’ve sent out reduces your usable cash right away. Expected income stays expected until you check it off.

Weekly reconcile streaks

A gentle 60-second weekly check-in that builds a habit. See your streak grow. Miss a week, no shame — pick it back up.

You stay in the driver's seat

No bank logins. No credential sync. No third-party data sharing. You type your own balances so you’re the only one who ever sees your numbers — the app answers to you, not to a bank aggregator.

Plain-English status

No jargon, no charts to interpret. Just "Safe", "Tight", or "Short" for every pay period and month — and the reasoning behind each.

Year At A Glance

See every tight week — long before it arrives.

52 weeks of forecasted balance in one calm strip. Green weeks are safe. Amber are tight (within your cushion). Red are short (below zero or your minimum). Perfect for spotting the month with the extra bill, the vacation crunch, or the paycheck gap.

Roll it up by month for the executive view
Click any week to pin its detail card
Adjust your safety cushion so “tight” matches your comfort

Year at a glance

52 weeks · pinned week 20

Safe Tight Short

JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC

Week 20 — Short. Projected end-balance -$85. 5 bills due. Click to see the breakdown.

safe

Pay period

Aug 12 → Aug 25

Paycheck arrives Aug 12

Income+$2,717

Bills-$1,232

Estimated balance$1,485

short

Pay period

Aug 26 → Sep 8

Paycheck arrives Aug 26

Income+$3,661

Bills-$5,278

Estimated balance-$1,617

safe

Pay period

Sep 9 → Sep 22

Paycheck arrives Sep 9

Income+$2,717

Bills-$1,075

Estimated balance$1,642

safe

Pay period

Sep 23 → Oct 6

Paycheck arrives Sep 23 · ✨ extra paycheck

Income+$2,717

Bills-$890

Estimated balance$1,827

Pay-period thinking

Every bill under the paycheck that covers it.

Weekly, biweekly, monthly, even 3-paycheck months — we group your bills under the paycheck that actually pays for them. See the money coming in, the bills going out, and what’s left. For every pay period. Automatically.

Click any paycheck to edit just that occurrence or the whole series
Drill into “bills due in this pay period” without leaving the Dashboard
Extra paycheck? We flag the month with ✨ so you can plan the win

Snapshot sharing

Bring your partner into the plan.

Money conversations get easier when you’re looking at the same picture. Turn any tight week into a public share link — no login required for the recipient — and you’ll get an email the moment they open it.

Add a note (“heads up — next week is tight, let’s hold off on Uber Eats”)
Auto-expires after 30 days so nothing lingers
View count on your Share button — see if the link actually landed

Shared by Alex

Heads up — a bumpy week is coming

Short week ahead

Aug 24 → Aug 30

End balance

-$42.50

Bills due

Note

Hey — Sunday looks rough. Let’s hold off on the streaming subscription and skip take-out this week?

Public link · no login needed 3 views

Three-step setup

You’ll see your first forecast in under 5 minutes.

1
Add your spending accounts
Every bank account (checking, savings, pay cards) plus any cash you actually carry. Real Balance = the total of what you can spend today.
2
Add your bills
Rent, utilities, subscriptions, credit-card minimums. Mark each as recurring (monthly/weekly/biweekly) so it rolls forward automatically.
3
Add your income sources
Paychecks by frequency, plus one-time money like bonuses, tax refunds, or side-gig payouts. We project them forward for you.

Once those three are in, the Dashboard tells you a single number: how much is left after every bill is paid.

Bills due before next paycheck

Water Bill

Today

unpaid$60

Credit Card Minimum

in 1 day

unpaid$95

Phone (autopay)

in 2 days

pending$85

Streaming

in 5 days

paid$16

Total due before paycheck$256

Who it’s for

If you’ve ever stared at your bank balance and asked…

You wondered

“Will I make it to Friday?”

We answer

Yes — you have $210 left after the two bills due this week.

You wondered

“Is this an extra paycheck month?”

We answer

Yep — this month you get three. We flag it with ✨.

You wondered

“Can we afford that trip next month?”

We answer

Not quite — you'd finish the month at -$85. Push it two weeks and you're at +$540.

Common questions

Objections we hear (and answer)

Do I have to connect my bank?+

No. You type in your balances. That's the point — you stay in control of what the app sees, and there's zero credential risk.

Is this another budgeting app?+

No. Budgets assign every dollar a job. We forecast what your paycheck covers. No categories, no envelopes, no rules to follow.

What if I miss a week?+

Nothing breaks. Your streak resets, but the forecast keeps working. Just reconcile when you're ready.

Can I cancel anytime?+

Yes. One click. No emails, no retention forms.

See all questions →

Try it free

Stop guessing whether your paycheck will cover the month.

Free for a month, no card required. $9.99/month after that if you love it. Cancel anytime.

Start your free month See pricing